This document declares the undertakings by NWC Finance Pty Limited in relation to its handling of Your Data.
NWC Finance Pty Limited undertakes to collect Your Data by means that are:
If you visit NWC Finance web-site, your web-browser automatically discloses, and NWC Finance web-server automatically logs, the following information: the date and time, the IP address from which you issued the request, the type of browser and operating system you are using, the URL of any page that referred you to the page, the URL you requested, and whether your request was successful.
This data may or may not be sufficient to identify you. Any additional data that your web-browser automatically provides may also be logged. This will be the case, for example, if your browser has previously been requested to store data on your computer in ‘cookies’ and submits them each time you request a web-page within a particular domain.
If you disclose personal data to NWC Finance in conjunction with an identifier such as your name (note we do not collect credit-card details), NWC Finance will collect Your Data. Moreover, any data that becomes available to NWC Finance through any of the means described in the preceding paragraphs may be able to be associated with that identifier, and hence become Your Data.
Subject to the qualifications immediately below, NWC Finance undertakes to collect Your Data from you and not from other parties. This undertaking is qualified as follows:
Where NWC Finance reasonably considers that the protection of its financial interests requires that it gathers Your Data from other sources, or from additional sources. This applies in particular where NWC Finance has a lending exposure to you, and seeks information about your credit worthiness;
Where NWC Finance reasonably considers that its capability to deliver quality services to you will be materially enhanced by gathering Your Data from other sources. This applies in particular to consumer profile data.
Where NWC Finance Pty Limited collects Your Data from sources other than you, it undertakes:
- To do so only by legal means
- To do so only with your consent; and
- To declare to you what sources it uses, and under what circumstances.
NWC Finance Pty Limited undertakes to declare the purpose of collection in a manner that is clear and meaningful, and to avoid vague, highly inclusive statements such as to support our operations.