Skip to main content

Fast, flexible and reliable

bank-free finance.

NWC Finance takes a pragmatic approach to delivering immediate finance solutions — when you need it most. With in-house decisions directly with the partners, not approval boards, you get funding answers in as little as 30 minutes.

Apply today to get funding in as little as 48 hours.

As recommended by

and many more...

Tailored Funding, No Limits.

At NWC Finance, we specialize in flexible loan structures designed to address any business need. As a privately-owned, non-bank lender, we’ve successfully provided billions of dollars for our clients across Australia and New Zealand.

Whether you’re navigating a financial challenge or capitalising on growth opportunities, we deliver custom solutions with speed and reliability.

$2 Billion+ Funded

2 decades of proven expertise in moving substantial capital for businesses of all sizes.

Non-Bank Agility

No rigid criteria—our funding is tailored to your unique circumstances.

Fast Approvals

Decisions made in-house — get funding in days, not weeks, keeping your business momentum.

Cross-Collateralisation

Leverage multiple assets to secure funding for even the most complex needs.

Built on Trust,

Backed by Experience.

Discover why businesses, brokers, and partners choose NWC Finance for their short-term lending needs.

Client-First Approach

Our flexible and solution-oriented approach ensures we prioritize your success at every step, offering customized financial solutions tailored to your unique needs.

Proven Reliability

For almost two decades, NWC Finance has never failed to settle a loan it committed to. When you work with us, you’re working with a partner you can count on.

Strategic Partnerships

Trusted by industry leaders, brokers, and businesses alike, our strategic relationships empower us to deliver exceptional outcomes for clients across Australia and New Zealand.

"ERA Legal has worked with NWC for the last 10 years. If you need capital for commercial transactions that you need to settle on short notice, you should look to NWC who are keen, ready and able to settle on very short notice commercial loans of anywhere between $100K to $50M."

Daren AndersonManaging Director at ERA Legal

"MNSA has partnered with NWC Finance for over 10 years, supporting its growth and success. NWC’s professionalism and expertise make them a trusted leader in the industry"

Mark SchiliroDirector at MNSA Accountants

''As one of Australia’s leading aggregators... We’re proud of our successful partnership with NWC, and are impressed with the speed, flexibility, and reliability they constantly demonstrate for their customers, no matter the deal complexity.''

Simon BednarCEO at Finsure

"I’ve known the principals of NWC for over 25 years. When you’ve been lending in the short-term space for decades and you want results while being treated like family, you’ll find that here."

Peter WhiteManaging Director at FBAA